is a persons first name and phone number enough to file auto insurance claim?

Question

My younger brother was rear ended at an entrance to a parking lot. Before turning into the parking lot a man hit him from behind, so they both pulled into the parking lot to check out the damages. My brother only took the man's first name and phone number. He called the man for his insurance policy and the man does not want to give the policy number to my brother. He wants to pay for the damages out of pocket. Yes, my brother did agree to this at first, but his a new driver and was probaly nervous about the accident at first. Any advice please...

Answer 1

If you can trace his name and address through the phone number then yes it would be

Answer 2

1

Answer 3

Thats a difficult one, also I think the insurance company when filling out the forms detailing what happened, will be wondering why your making a U-turn on a one-way street, so by doing that you will have been to them driving down the wrong way at some point. I wonder when you say that you hit a barrier blocking the road its a dead end street not One-way? But all that it shouldn't matter, if you had taken out insurance to start what ever time of that day, and you have paid a premium either by debit card on phone or been in in person, as long as the accident had happened after the time your insurance started, technically a claim is feasable, tho waiting a few days than making a claim, and lieing on the form about the date thats fraud. With insurance it is ALWAYS best to be truthful, insurance companys do there best not to pay out anyway, so slightest bit of wrong info and there pick up on that. Also you don't mention any damage to your car or barrier, just that it won't start, insurance doesn't generally cover mechanical problems, that comes under warrenty when you bought the car, tho if it down to crash damage your out of luck there. I think you should just go to the insurance, with the details of what happened and the time it happened, and as said earlier if it happened after the insurance start time technically a claim is feasable. Good luck

Answer 4

No. You need their name, address, phone number, insurance ID number and other information. Some states you even need a police report of the accident or it is null and void.

You can get the other information by doing a reverse lookup of the phone number on the internet and go from there.

One piece of advice though....NEVER NEVER NEVER!!! let someone pay for an accident out of pocket. Thats why they have insurance for. They could always say at a later date that they never hit your car after they postpone paying you to get their car fixed. Once fixed, there is no shred of evidence that the two ever collided.

Answer 5

Report it to the police, to trace his name and phone number to his registration & insurance company, when he files a report, the driver will get a summons, etc.. I would call your insurance company, and inform them of the situation, they could pursue contacting the other driver



Not for nothing, but your brother should have also got the guys drivers license number.























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Answer 6

Honestly, he's not going to be able to file an insurance claim on this guy. Does he even know who the guy's insured with? If so, the insurance company will not be able to pull the policy using only a first name.

Answer 7

Do a reverse phone number lookup and see if you can get the last name. Did they file an accident report? Contact yuor insurance company and let them handle it.

Answer 8

Nope, You need to know who the man is insured with. If he isnt giving that up. Your fu!ed Just hope he even pays you outa pocket. Just telling you the truth.

Answer 9

Well if the number is not his cell, you can call up directory assistance (411 on most cell phones). If you give them the number, they can look up the full name of the person and possibly his address.

Answer 10

If you brother has no injuries and the other driver pays him out in cash, go for it. Lots less hassle

Answer 11

No-there has to be an accident report made on the scene.

Answer 12

he he he i dont know