Car insurance, accident related question.?

Question

I have been recently involved in a car accident where the other driver ran a red light and totaled my car. I have witnesses, police reports and the individual that crashed in me got a red light ticket. My neck has severely been strained from the accident also lower back and right leg. I am going through an injury law firm and they recommended me to a rehabilitation clinic. The money that this rehabilitation clinic will receive will be from my insurance company but will I have to pay for it in the following years in my policy. Or will my record be clean and my insurance premiums will not go up?
Thanks.

Answer 1

poor you, Dorin,



In this case, mostly your insurance premiums will go up,



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Answer 2

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RE Car insurance, accident related question.?



I have been recently involved in a car accident where the other driver ran a red light and totaled my car. I have witnesses, police reports and the individual that crashed in me got a red light ticket. My neck has severely been strained from the accident also lower back and right leg. I am going through an injury law firm and they recommended me to a rehabilitation clinic. The money that this rehabilitation clinic will receive will be from my insurance company but will I have to pay for it in the following years in my policy. Or will my record be clean and my insurance premiums will not go up?

Thanks.

Answer 3

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RE :Car insurance, accident related question.?

I have been recently involved in a car accident where the other driver ran a red light and totaled my car. I have witnesses, police reports and the individual that crashed in me got a red light ticket. My neck has severely been strained from the accident also lower back and right leg. I am going through an injury law firm and they recommended me to a rehabilitation clinic. The money that this rehabilitation clinic will receive will be from my insurance company but will I have to pay for it in the following years in my policy. Or will my record be clean and my insurance premiums will not go up?

Thanks.

Follow 5 answers

Answer 4

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RE Car insurance, accident related question.?



I have been recently involved in a car accident where the other driver ran a red light and totaled my car. I have witnesses, police reports and the individual that crashed in me got a ...show more

Answer 5

Don't say sorry for it being an extended query, you have been proper to deliver such a lot know-how. You are in a rough concern. First off, a clumsy riding price tag is a massive deal. I could strongly propose that you simply remember hiring any person to symbolize you (a price tag professional) to get this diminished to a following too near or a few such. A careless customarily generates a surcharge and so that it will be to your list for years. You can pay extra coverage since of it and it makes you seem unhealthy. As you defined your concern above yu weren't being careless. You determined your self in a nasty concern and in view that the damages have been diminished it indicates you have been bogged down and making an attempt to hinder a collision. Check out your assets in this one. Ok, now all the way down to the coincidence itself. You hit her. You're at fault regardless of the way you seem at it. It is well that you simply minimized the affect - you attempted. Accidents do occur and that's why you purchased coverage. So you currently have the coverage to again you up for any damage to the automobile or to the motive force. Yes, your premiums will move up as that's how the procedure works. Since you point out tuition I bet that you're beneath 25 years-historical. If you have been older and had a six yr riding list you then would have coincidence forgiveness to your coverage. That offers you a "loose trip" at the first coincidence. Now we speak approximately the motive force's response to the coincidence. She would have had a panic assault. That would reason shortness of breath. It is a undeniable fact that every now and then of severe strain your amygdala (aspect of the temporal lobe) is affected and hers would were. This can reason you to behave very surprisingly. It additionally would were that she is a individual of very deficient bodily health who was once jarred badly by means of the affect. So she would rather be that badly harm or simply hysterical. Lastly, your coverage enterprise. Yes, they would drop you. That is why it's so fundamental that you simply battle that price tag. If they do drop you it is going to now not be till your renewal so you've got a while. Do have an understanding of even though that the coverage enterprise is in industry to pay claims. They will most probably renew you and cost you more cash since you've got misplaced your claims-loose riding list. Talk on your dealer or agent. Though they are not able to act within the declare they're your adviser for coverage. Ideally you've got a partnership courting. If there's a concern with handling your declare typically your dealer or agent can aid manage matters like telephone calls now not being back or forms that demands to be despatched. Everyone has injuries. As a lot as you attempt to manipulate or hinder unhealthy occasions they nonetheless occur. You gets via this. Good success!

Answer 6

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